Call reports 2014
COMMUNITY STATE BANK — 2014
What COMMUNITY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 108,405,000 | 110,876,000 | 111,596,000 | 110,011,000 |
| Total loans | 69,028,000 | 74,634,000 | 78,455,000 | 78,904,000 |
| Allowance for loan losses | 998,000 | 996,000 | 994,000 | 986,000 |
| Securities available for sale | 30,979,000 | 29,022,000 | 26,371,000 | 23,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,967,000 | 97,940,000 | 96,964,000 | 95,468,000 |
| Interest-bearing deposits | 76,729,000 | 77,707,000 | 76,411,000 | 77,020,000 |
| Noninterest-bearing deposits | 21,238,000 | 20,233,000 | 20,553,000 | 18,448,000 |
| Equity capital | 9,885,000 | 10,205,000 | 10,545,000 | 10,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,059,000 | 2,223,000 | 3,414,000 | 4,576,000 |
| Interest expense | 113,000 | 226,000 | 344,000 | 457,000 |
| Net interest income | 946,000 | 1,997,000 | 3,070,000 | 4,119,000 |
| Noninterest income | 95,000 | 208,000 | 323,000 | 439,000 |
| Noninterest expense | 731,000 | 1,529,000 | 2,277,000 | 3,142,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 310,000 | 672,000 | 1,112,000 | 1,414,000 |
| Income tax | 78,000 | 175,000 | 302,000 | 374,000 |
| Net income | 232,000 | 497,000 | 810,000 | 1,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,624,000 | 9,773,000 | 10,087,000 | 10,202,000 |
| Total capital | 10,497,000 | 10,713,000 | 11,066,000 | 11,171,000 |
| Risk-weighted assets | 70,477,000 | 75,774,000 | 78,909,000 | 78,457,000 |