Call reports 2012
COMMUNITY STATE BANK — 2012
What COMMUNITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 99,920,000 | 99,971,000 | 102,361,000 | 105,478,000 |
| Total loans | 58,849,000 | 61,025,000 | 61,779,000 | 63,399,000 |
| Allowance for loan losses | 1,013,000 | 1,014,000 | 1,086,000 | 1,088,000 |
| Securities available for sale | 29,456,000 | 30,594,000 | 30,119,000 | 33,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,911,000 | 89,992,000 | 91,850,000 | 95,317,000 |
| Interest-bearing deposits | 73,022,000 | 72,498,000 | 73,976,000 | 75,582,000 |
| Noninterest-bearing deposits | 16,889,000 | 17,494,000 | 17,874,000 | 19,735,000 |
| Equity capital | 8,918,000 | 9,221,000 | 9,360,000 | 9,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,007,000 | 2,047,000 | 3,098,000 | 4,132,000 |
| Interest expense | 156,000 | 300,000 | 440,000 | 584,000 |
| Net interest income | 851,000 | 1,747,000 | 2,658,000 | 3,548,000 |
| Noninterest income | 84,000 | 187,000 | 284,000 | 384,000 |
| Noninterest expense | 615,000 | 1,302,000 | 1,934,000 | 2,680,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 340,000 | 652,000 | 1,028,000 | 1,274,000 |
| Income tax | 102,000 | 195,000 | 312,000 | 375,000 |
| Net income | 238,000 | 457,000 | 716,000 | 899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,234,000 | 8,463,000 | 8,506,000 | 8,689,000 |
| Total capital | 8,970,000 | 9,238,000 | 9,295,000 | 9,503,000 |
| Risk-weighted assets | 57,812,000 | 61,069,000 | 62,840,000 | 64,812,000 |