Call reports 2011
COMMUNITY STATE BANK — 2011
What COMMUNITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 95,103,000 | 97,425,000 | 96,889,000 | 101,705,000 |
| Total loans | 62,874,000 | 62,046,000 | 62,409,000 | 63,154,000 |
| Allowance for loan losses | 926,000 | 951,000 | 1,005,000 | 993,000 |
| Securities available for sale | 20,575,000 | 22,368,000 | 25,797,000 | 27,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,067,000 | 88,054,000 | 86,964,000 | 91,670,000 |
| Interest-bearing deposits | 72,368,000 | 74,320,000 | 72,218,000 | 75,758,000 |
| Noninterest-bearing deposits | 13,699,000 | 13,734,000 | 14,746,000 | 15,912,000 |
| Equity capital | 8,077,000 | 8,394,000 | 8,667,000 | 8,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,092,000 | 2,193,000 | 3,298,000 | 4,358,000 |
| Interest expense | 207,000 | 406,000 | 592,000 | 765,000 |
| Net interest income | 885,000 | 1,787,000 | 2,706,000 | 3,593,000 |
| Noninterest income | 89,000 | 189,000 | 280,000 | 380,000 |
| Noninterest expense | 612,000 | 1,229,000 | 1,917,000 | 2,583,000 |
| Provision for loan losses | 60,000 | 121,000 | 181,000 | 181,000 |
| Pretax income | 302,000 | 626,000 | 926,000 | 1,259,000 |
| Income tax | 98,000 | 195,000 | 285,000 | 385,000 |
| Net income | 204,000 | 431,000 | 641,000 | 874,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,488,000 | 7,725,000 | 7,861,000 | 8,102,000 |
| Total capital | 8,252,000 | 8,488,000 | 8,626,000 | 8,877,000 |
| Risk-weighted assets | 60,980,000 | 60,819,000 | 62,102,000 | 62,921,000 |