Call reports 2001
COMMUNITY STATE BANK — 2001
What COMMUNITY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 51,236,000 | 52,457,000 | 51,254,000 | 53,714,000 |
| Total loans | 32,021,000 | 33,647,000 | 34,668,000 | 32,714,000 |
| Allowance for loan losses | 438,000 | 438,000 | 438,000 | 371,000 |
| Securities available for sale | 13,901,000 | 12,698,000 | 12,494,000 | 13,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,154,000 | 46,227,000 | 44,705,000 | 47,290,000 |
| Interest-bearing deposits | 39,825,000 | 41,719,000 | 39,611,000 | 41,681,000 |
| Noninterest-bearing deposits | 5,329,000 | 4,508,000 | 5,094,000 | 5,609,000 |
| Equity capital | 5,617,000 | 5,735,000 | 5,791,000 | 5,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 901,000 | 1,811,000 | 2,715,000 | 3,586,000 |
| Interest expense | 435,000 | 849,000 | 1,245,000 | 1,588,000 |
| Net interest income | 466,000 | 962,000 | 1,470,000 | 1,998,000 |
| Noninterest income | 59,000 | 128,000 | 196,000 | 286,000 |
| Noninterest expense | 376,000 | 790,000 | 1,161,000 | 1,648,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 149,000 | 326,000 | 541,000 | 671,000 |
| Income tax | 41,000 | 92,000 | 142,000 | 194,000 |
| Net income | 108,000 | 234,000 | 399,000 | 477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,110,000 | 5,249,000 | 5,267,000 | 5,358,000 |
| Total capital | 5,523,000 | 5,674,000 | 5,705,000 | 5,729,000 |
| Risk-weighted assets | 32,902,000 | 34,206,000 | 34,434,000 | 33,622,000 |