Call reports 2010
CLEAR CREEK NATIONAL BANK — 2010
What CLEAR CREEK NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Total assets | 22,445,000 | 23,660,000 |
| Total loans | 8,610,000 | 8,452,000 |
| Allowance for loan losses | 310,000 | 291,000 |
| Securities available for sale | 6,200,000 | 6,245,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 20,334,000 | 21,511,000 |
| Interest-bearing deposits | 10,194,000 | 9,998,000 |
| Noninterest-bearing deposits | 10,140,000 | 11,513,000 |
| Equity capital | 2,082,000 | 2,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Interest income | 210,000 | 377,000 |
| Interest expense | 12,000 | 19,000 |
| Net interest income | 198,000 | 358,000 |
| Noninterest income | 17,000 | 61,000 |
| Noninterest expense | 339,000 | 665,000 |
| Provision for loan losses | 95,000 | 95,000 |
| Pretax income | -128,000 | -249,000 |
| Income tax | -98,000 | -98,000 |
| Net income | -30,000 | -151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Tier 1 capital | 2,022,000 | 2,002,000 |
| Total capital | 2,162,000 | 2,130,000 |
| Risk-weighted assets | 10,307,000 | 10,287,000 |