Call reports 2004
CLEAR CREEK NATIONAL BANK — 2004
What CLEAR CREEK NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 23,373,000 | 21,934,000 | 22,629,000 | 23,833,000 |
| Total loans | 11,387,000 | 12,278,000 | 12,412,000 | 12,320,000 |
| Allowance for loan losses | 130,000 | 130,000 | 148,000 | 148,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,797,000 | 3,001,000 | 3,000,000 | 3,702,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,033,000 | 20,643,000 | 21,058,000 | 21,948,000 |
| Interest-bearing deposits | 10,586,000 | 10,051,000 | 9,755,000 | 10,194,000 |
| Noninterest-bearing deposits | 11,447,000 | 10,591,000 | 11,303,000 | 11,753,000 |
| Equity capital | 1,281,000 | 1,247,000 | 1,452,000 | 1,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 238,000 | 484,000 | 766,000 | 1,070,000 |
| Interest expense | 19,000 | 37,000 | 55,000 | 78,000 |
| Net interest income | 219,000 | 447,000 | 711,000 | 992,000 |
| Noninterest income | 58,000 | 117,000 | 174,000 | 239,000 |
| Noninterest expense | 328,000 | 651,000 | 973,000 | 1,298,000 |
| Provision for loan losses | 0 | 0 | 18,000 | 18,000 |
| Pretax income | -51,000 | -87,000 | -107,000 | -85,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -51,000 | -87,000 | -107,000 | -85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,281,000 | 1,247,000 | 1,452,000 | 1,849,000 |
| Total capital | 1,411,000 | 1,377,000 | 1,600,000 | 1,997,000 |
| Risk-weighted assets | 12,638,000 | 12,723,000 | 12,986,000 | 13,271,000 |