Call reports 2002
CLEAR CREEK NATIONAL BANK — 2002
What CLEAR CREEK NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 18,076,000 | 19,048,000 | 20,929,000 | 21,825,000 |
| Total loans | 9,594,000 | 9,467,000 | 10,674,000 | 10,671,000 |
| Allowance for loan losses | 108,000 | 121,000 | 121,000 | 121,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,628,000 | 4,631,000 | 4,144,000 | 2,951,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,974,000 | 17,893,000 | 19,549,000 | 20,444,000 |
| Interest-bearing deposits | 9,245,000 | 9,678,000 | 7,498,000 | 10,136,000 |
| Noninterest-bearing deposits | 7,729,000 | 8,216,000 | 12,051,000 | 10,308,000 |
| Equity capital | 1,040,000 | 1,089,000 | 1,293,000 | 1,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 269,000 | 545,000 | 837,000 | 1,121,000 |
| Interest expense | 46,000 | 77,000 | 112,000 | 143,000 |
| Net interest income | 223,000 | 468,000 | 725,000 | 978,000 |
| Noninterest income | 51,000 | 108,000 | 163,000 | 214,000 |
| Noninterest expense | 295,000 | 629,000 | 927,000 | 1,214,000 |
| Provision for loan losses | 0 | 23,000 | 23,000 | 23,000 |
| Pretax income | -21,000 | -76,000 | -62,000 | -45,000 |
| Income tax | -6,000 | -11,000 | 0 | 0 |
| Net income | -15,000 | -65,000 | -62,000 | -45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,040,000 | 1,089,000 | 1,293,000 | 1,310,000 |
| Total capital | 1,148,000 | 1,210,000 | 1,414,000 | 1,431,000 |
| Risk-weighted assets | 11,591,000 | 11,138,000 | 11,745,000 | 11,824,000 |