Call reports 2001
CLEAR CREEK NATIONAL BANK — 2001
What CLEAR CREEK NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,799,000 | 16,856,000 | 19,270,000 | 20,261,000 |
| Total loans | 7,079,000 | 9,029,000 | 9,296,000 | 9,154,000 |
| Allowance for loan losses | 111,000 | 109,000 | 109,000 | 108,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,132,000 | 4,136,000 | 4,132,000 | 3,949,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,628,000 | 15,688,000 | 18,110,000 | 19,105,000 |
| Interest-bearing deposits | 10,104,000 | 9,633,000 | 10,463,000 | 10,203,000 |
| Noninterest-bearing deposits | 6,524,000 | 6,055,000 | 7,647,000 | 8,902,000 |
| Equity capital | 1,083,000 | 1,071,000 | 1,056,000 | 1,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 284,000 | 595,000 | 906,000 | 1,187,000 |
| Interest expense | 70,000 | 151,000 | 235,000 | 309,000 |
| Net interest income | 214,000 | 444,000 | 671,000 | 878,000 |
| Noninterest income | 70,000 | 129,000 | 182,000 | 236,000 |
| Noninterest expense | 296,000 | 597,000 | 891,000 | 1,169,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -12,000 | -24,000 | -38,000 | -55,000 |
| Income tax | 0 | 0 | 0 | -15,000 |
| Net income | -12,000 | -24,000 | -38,000 | -40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,083,000 | 1,071,000 | 1,056,000 | 1,055,000 |
| Total capital | 1,194,000 | 1,180,000 | 1,165,000 | 1,163,000 |
| Risk-weighted assets | 9,051,000 | 10,197,000 | 11,096,000 | 11,251,000 |