Call reports 2025
PEOPLES SAVINGS BANK — 2025
What PEOPLES SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 187,747,000 | 190,177,000 | 187,938,000 | 190,310,000 |
| Total loans | 144,866,000 | 147,223,000 | 145,027,000 | 141,129,000 |
| Allowance for loan losses | 1,383,000 | 1,404,000 | 1,452,000 | 1,432,000 |
| Securities available for sale | 34,179,000 | 34,608,000 | 34,071,000 | 34,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,671,000 | 147,101,000 | 146,709,000 | 149,890,000 |
| Interest-bearing deposits | 140,254,000 | 138,518,000 | 138,626,000 | 140,658,000 |
| Noninterest-bearing deposits | 12,417,000 | 8,583,000 | 8,083,000 | 9,232,000 |
| Equity capital | 14,478,000 | 14,540,000 | 15,446,000 | 15,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,537,000 | 5,206,000 | 7,964,000 | 10,625,000 |
| Interest expense | 1,235,000 | 2,541,000 | 3,886,000 | 5,193,000 |
| Net interest income | 1,302,000 | 2,665,000 | 4,078,000 | 5,432,000 |
| Noninterest income | 296,000 | 593,000 | 1,057,000 | 1,454,000 |
| Noninterest expense | 1,219,000 | 2,434,000 | 3,765,000 | 5,050,000 |
| Provision for loan losses | 25,000 | 60,000 | 95,000 | 95,000 |
| Pretax income | 350,000 | 762,000 | 1,263,000 | 1,733,000 |
| Income tax | 57,000 | 207,000 | 311,000 | 408,000 |
| Net income | 293,000 | 555,000 | 952,000 | 1,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,329,000 | 17,488,000 | 17,723,000 | 18,020,000 |