Call reports 2024
PEOPLES SAVINGS BANK — 2024
What PEOPLES SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 170,720,000 | 173,069,000 | 176,023,000 | 180,263,000 |
| Total loans | 130,724,000 | 132,646,000 | 133,290,000 | 140,268,000 |
| Allowance for loan losses | 1,370,000 | 1,377,000 | 1,341,000 | 1,358,000 |
| Securities available for sale | 32,661,000 | 32,588,000 | 33,202,000 | 32,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,177,000 | 135,582,000 | 129,379,000 | 139,522,000 |
| Interest-bearing deposits | 120,545,000 | 124,169,000 | 117,758,000 | 125,567,000 |
| Noninterest-bearing deposits | 17,632,000 | 11,413,000 | 11,621,000 | 13,955,000 |
| Equity capital | 13,408,000 | 13,669,000 | 14,561,000 | 14,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,241,000 | 4,586,000 | 7,000,000 | 9,441,000 |
| Interest expense | 1,078,000 | 2,236,000 | 3,452,000 | 4,685,000 |
| Net interest income | 1,163,000 | 2,350,000 | 3,548,000 | 4,756,000 |
| Noninterest income | 210,000 | 511,000 | 805,000 | 1,193,000 |
| Noninterest expense | 1,158,000 | 2,273,000 | 3,453,000 | 4,653,000 |
| Provision for loan losses | 117,000 | 117,000 | 117,000 | 132,000 |
| Pretax income | 100,000 | 465,000 | 780,000 | 1,165,000 |
| Income tax | 4,000 | 59,000 | 117,000 | 192,000 |
| Net income | 96,000 | 406,000 | 663,000 | 973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,454,000 | 16,730,000 | 16,894,000 | 17,171,000 |