Call reports 2023
PEOPLES SAVINGS BANK — 2023
What PEOPLES SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 154,514,000 | 161,505,000 | 160,725,000 | 169,066,000 |
| Total loans | 113,474,000 | 117,551,000 | 121,499,000 | 126,856,000 |
| Allowance for loan losses | 995,000 | 1,062,000 | 1,127,000 | 1,253,000 |
| Securities available for sale | 32,540,000 | 32,111,000 | 31,083,000 | 33,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,770,000 | 137,679,000 | 131,673,000 | 136,691,000 |
| Interest-bearing deposits | 115,803,000 | 117,364,000 | 115,332,000 | 119,729,000 |
| Noninterest-bearing deposits | 11,967,000 | 20,315,000 | 16,341,000 | 16,962,000 |
| Equity capital | 11,144,000 | 11,095,000 | 12,256,000 | 13,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,877,000 | 3,790,000 | 5,778,000 | 7,858,000 |
| Interest expense | 667,000 | 1,446,000 | 2,283,000 | 3,254,000 |
| Net interest income | 1,210,000 | 2,344,000 | 3,495,000 | 4,604,000 |
| Noninterest income | 237,000 | 458,000 | 719,000 | 1,035,000 |
| Noninterest expense | 1,083,000 | 2,168,000 | 3,308,000 | 4,380,000 |
| Provision for loan losses | 90,000 | 152,000 | 215,000 | 345,000 |
| Pretax income | 282,000 | 494,000 | 707,000 | 944,000 |
| Income tax | 51,000 | 84,000 | 119,000 | 157,000 |
| Net income | 231,000 | 410,000 | 588,000 | 787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,364,000 | 14,543,000 | 16,218,000 | 16,418,000 |