Call reports 2022
PEOPLES SAVINGS BANK — 2022
What PEOPLES SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 135,976,000 | 132,304,000 | 141,784,000 | 149,233,000 |
| Total loans | 86,256,000 | 90,880,000 | 101,691,000 | 108,866,000 |
| Allowance for loan losses | 789,000 | 807,000 | 871,000 | 901,000 |
| Securities available for sale | 32,843,000 | 32,776,000 | 31,738,000 | 32,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,702,000 | 117,068,000 | 116,805,000 | 120,345,000 |
| Interest-bearing deposits | 103,766,000 | 105,668,000 | 105,084,000 | 107,345,000 |
| Noninterest-bearing deposits | 11,936,000 | 11,400,000 | 11,721,000 | 13,000,000 |
| Equity capital | 11,837,000 | 10,089,000 | 10,028,000 | 10,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,213,000 | 2,499,000 | 3,923,000 | 5,461,000 |
| Interest expense | 187,000 | 381,000 | 624,000 | 1,039,000 |
| Net interest income | 1,026,000 | 2,118,000 | 3,299,000 | 4,422,000 |
| Noninterest income | 219,000 | 430,000 | 741,000 | 1,081,000 |
| Noninterest expense | 970,000 | 2,016,000 | 2,963,000 | 4,087,000 |
| Provision for loan losses | 25,000 | 51,000 | 51,000 | 76,000 |
| Pretax income | 244,000 | 471,000 | 1,016,000 | 1,334,000 |
| Income tax | 50,000 | 89,000 | 199,000 | 254,000 |
| Net income | 194,000 | 382,000 | 817,000 | 1,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,245,000 | 13,433,000 | 13,869,000 | 14,133,000 |