Call reports 2021
PEOPLES SAVINGS BANK — 2021
What PEOPLES SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 117,153,000 | 126,056,000 | 131,848,000 | 134,678,000 |
| Total loans | 78,137,000 | 82,343,000 | 82,063,000 | 86,264,000 |
| Allowance for loan losses | 770,000 | 730,000 | 759,000 | 809,000 |
| Securities available for sale | 23,073,000 | 35,170,000 | 35,709,000 | 34,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,151,000 | 104,666,000 | 109,939,000 | 112,770,000 |
| Interest-bearing deposits | 79,775,000 | 89,745,000 | 98,751,000 | 101,965,000 |
| Noninterest-bearing deposits | 16,376,000 | 14,921,000 | 11,188,000 | 10,805,000 |
| Equity capital | 12,300,000 | 12,642,000 | 13,028,000 | 13,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,128,000 | 2,408,000 | 3,769,000 | 5,192,000 |
| Interest expense | 211,000 | 405,000 | 603,000 | 802,000 |
| Net interest income | 917,000 | 2,003,000 | 3,166,000 | 4,390,000 |
| Noninterest income | 296,000 | 472,000 | 710,000 | 1,321,000 |
| Noninterest expense | 826,000 | 1,840,000 | 2,892,000 | 4,051,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 25,000 |
| Pretax income | 397,000 | 646,000 | 974,000 | 1,655,000 |
| Income tax | 64,000 | 111,000 | 178,000 | 335,000 |
| Net income | 333,000 | 535,000 | 796,000 | 1,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,061,000 | 12,265,000 | 12,526,000 | 13,050,000 |