Call reports 2020
PEOPLES SAVINGS BANK — 2020
What PEOPLES SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 97,288,000 | 97,006,000 | 102,664,000 | 107,636,000 |
| Total loans | 69,065,000 | 69,122,000 | 72,007,000 | 73,358,000 |
| Allowance for loan losses | 863,000 | 876,000 | 805,000 | 798,000 |
| Securities available for sale | 18,108,000 | 19,140,000 | 21,287,000 | 21,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,082,000 | 76,799,000 | 82,406,000 | 87,591,000 |
| Interest-bearing deposits | 68,839,000 | 67,755,000 | 73,529,000 | 76,232,000 |
| Noninterest-bearing deposits | 9,243,000 | 9,044,000 | 8,877,000 | 11,359,000 |
| Equity capital | 9,134,000 | 10,041,000 | 10,055,000 | 10,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,186,000 | 3,232,000 | 4,291,000 |
| Interest expense | 320,000 | 616,000 | 884,000 | 1,125,000 |
| Net interest income | 741,000 | 1,570,000 | 2,348,000 | 3,166,000 |
| Noninterest income | 179,000 | 309,000 | 509,000 | 722,000 |
| Noninterest expense | 733,000 | 1,455,000 | 2,205,000 | 3,022,000 |
| Provision for loan losses | 0 | 8,000 | 8,000 | 8,000 |
| Pretax income | 206,000 | 435,000 | 690,000 | 909,000 |
| Income tax | 34,000 | 84,000 | 135,000 | 178,000 |
| Net income | 172,000 | 351,000 | 555,000 | 731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,416,000 | 9,518,000 | 9,558,000 | 9,728,000 |
| Total capital | 10,279,000 | — | — | — |
| Risk-weighted assets | 82,334,000 | — | — | — |