Call reports 2019
PEOPLES SAVINGS BANK — 2019
What PEOPLES SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 94,645,000 | 95,518,000 | 94,493,000 | 96,343,000 |
| Total loans | 66,862,000 | 67,838,000 | 67,947,000 | 65,885,000 |
| Allowance for loan losses | 865,000 | 883,000 | 858,000 | 863,000 |
| Securities available for sale | 21,164,000 | 21,441,000 | 20,567,000 | 19,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,428,000 | 75,850,000 | 74,299,000 | 76,551,000 |
| Interest-bearing deposits | 67,569,000 | 67,850,000 | 65,730,000 | 67,335,000 |
| Noninterest-bearing deposits | 7,859,000 | 8,000,000 | 8,569,000 | 9,216,000 |
| Equity capital | 8,874,000 | 9,268,000 | 9,472,000 | 9,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,027,000 | 2,153,000 | 3,241,000 | 4,395,000 |
| Interest expense | 306,000 | 628,000 | 960,000 | 1,291,000 |
| Net interest income | 721,000 | 1,525,000 | 2,281,000 | 3,104,000 |
| Noninterest income | 170,000 | 322,000 | 496,000 | 682,000 |
| Noninterest expense | 678,000 | 1,390,000 | 2,139,000 | 2,891,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 213,000 | 470,000 | 657,000 | 922,000 |
| Income tax | 36,000 | 93,000 | 121,000 | 198,000 |
| Net income | 177,000 | 377,000 | 536,000 | 724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,967,000 | 9,000,000 | 9,102,000 | 9,331,000 |
| Total capital | 9,832,000 | 9,883,000 | 9,960,000 | 10,194,000 |
| Risk-weighted assets | 76,570,000 | 74,955,000 | 75,441,000 | 74,861,000 |