Call reports 2018
PEOPLES SAVINGS BANK — 2018
What PEOPLES SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 97,823,000 | 96,988,000 | 94,899,000 | 98,964,000 |
| Total loans | 69,681,000 | 70,487,000 | 69,221,000 | 68,980,000 |
| Allowance for loan losses | 783,000 | 865,000 | 1,250,000 | 1,207,000 |
| Securities available for sale | 19,210,000 | 19,669,000 | 19,820,000 | 20,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,671,000 | 77,919,000 | 76,038,000 | 79,903,000 |
| Interest-bearing deposits | 71,330,000 | 70,806,000 | 69,132,000 | 71,873,000 |
| Noninterest-bearing deposits | 7,341,000 | 7,113,000 | 6,906,000 | 8,030,000 |
| Equity capital | 8,428,000 | 8,363,000 | 8,047,000 | 8,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 894,000 | 1,944,000 | 2,995,000 | 3,978,000 |
| Interest expense | 246,000 | 538,000 | 851,000 | 1,168,000 |
| Net interest income | 648,000 | 1,406,000 | 2,144,000 | 2,810,000 |
| Noninterest income | 162,000 | 307,000 | 489,000 | 663,000 |
| Noninterest expense | 736,000 | 1,468,000 | 2,195,000 | 2,926,000 |
| Provision for loan losses | 50,000 | 144,000 | 524,000 | 625,000 |
| Pretax income | 7,000 | 87,000 | -100,000 | -89,000 |
| Income tax | -7,000 | 10,000 | -48,000 | -61,000 |
| Net income | 14,000 | 77,000 | -52,000 | -28,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,844,000 | 8,814,000 | 8,639,000 | 8,931,000 |
| Total capital | 9,627,000 | 9,679,000 | 9,621,000 | 9,916,000 |
| Risk-weighted assets | 79,013,000 | 79,340,000 | 78,358,000 | 78,657,000 |