Call reports 2017
PEOPLES SAVINGS BANK — 2017
What PEOPLES SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 95,894,000 | 97,267,000 | 95,875,000 | 96,259,000 |
| Total loans | 69,400,000 | 70,119,000 | 69,520,000 | 69,641,000 |
| Allowance for loan losses | 1,136,000 | 995,000 | 1,028,000 | 1,329,000 |
| Securities available for sale | 20,683,000 | 20,017,000 | 19,118,000 | 18,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,768,000 | 73,048,000 | 70,473,000 | 73,005,000 |
| Interest-bearing deposits | 65,770,000 | 66,137,000 | 63,740,000 | 64,966,000 |
| Noninterest-bearing deposits | 6,998,000 | 6,911,000 | 6,733,000 | 8,039,000 |
| Equity capital | 8,797,000 | 9,028,000 | 9,145,000 | 8,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 952,000 | 2,001,000 | 3,076,000 | 4,108,000 |
| Interest expense | 203,000 | 425,000 | 664,000 | 903,000 |
| Net interest income | 749,000 | 1,576,000 | 2,412,000 | 3,205,000 |
| Noninterest income | 136,000 | 293,000 | 461,000 | 643,000 |
| Noninterest expense | 620,000 | 1,344,000 | 2,020,000 | 2,719,000 |
| Provision for loan losses | 0 | 0 | 38,000 | 344,000 |
| Pretax income | 265,000 | 552,000 | 841,000 | 818,000 |
| Income tax | 84,000 | 169,000 | 269,000 | 392,000 |
| Net income | 181,000 | 383,000 | 572,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,885,000 | 9,031,000 | 9,178,000 | 8,948,000 |
| Total capital | 9,894,000 | 10,023,000 | 10,151,000 | 9,926,000 |
| Risk-weighted assets | 80,600,000 | 79,391,000 | 77,808,000 | 77,894,000 |