Call reports 2014
PEOPLES SAVINGS BANK — 2014
What PEOPLES SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 99,869,000 | 99,551,000 | 101,627,000 | 103,706,000 |
| Total loans | 53,264,000 | 56,604,000 | 60,835,000 | 63,936,000 |
| Allowance for loan losses | 1,239,000 | 1,248,000 | 1,181,000 | 1,200,000 |
| Securities available for sale | 37,437,000 | 36,443,000 | 33,560,000 | 32,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,529,000 | 78,655,000 | 76,461,000 | 80,169,000 |
| Interest-bearing deposits | 73,049,000 | 71,291,000 | 69,518,000 | 71,445,000 |
| Noninterest-bearing deposits | 7,480,000 | 7,364,000 | 6,943,000 | 8,724,000 |
| Equity capital | 6,679,000 | 7,345,000 | 7,624,000 | 7,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 929,000 | 1,906,000 | 2,890,000 | 3,822,000 |
| Interest expense | 226,000 | 456,000 | 692,000 | 928,000 |
| Net interest income | 703,000 | 1,450,000 | 2,198,000 | 2,894,000 |
| Noninterest income | 138,000 | 287,000 | 496,000 | 726,000 |
| Noninterest expense | 633,000 | 1,261,000 | 1,937,000 | 2,608,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 211,000 | 508,000 | 783,000 | 1,079,000 |
| Income tax | 45,000 | 121,000 | 182,000 | 293,000 |
| Net income | 166,000 | 387,000 | 601,000 | 786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,125,000 | 8,298,000 | 8,480,000 | 8,636,000 |
| Total capital | 9,068,000 | 9,249,000 | 9,462,000 | 9,660,000 |
| Risk-weighted assets | 75,145,000 | 75,768,000 | 78,363,000 | 81,778,000 |