Call reports 2013
PEOPLES SAVINGS BANK — 2013
What PEOPLES SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 100,058,000 | 99,870,000 | 101,092,000 | 100,718,000 |
| Total loans | 50,518,000 | 51,947,000 | 54,439,000 | 55,687,000 |
| Allowance for loan losses | 1,111,000 | 1,085,000 | 1,083,000 | 1,248,000 |
| Securities available for sale | 43,906,000 | 39,840,000 | 39,446,000 | 36,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,061,000 | 74,955,000 | 81,180,000 | 81,447,000 |
| Interest-bearing deposits | 72,556,000 | 67,980,000 | 74,455,000 | 72,957,000 |
| Noninterest-bearing deposits | 8,505,000 | 6,975,000 | 6,725,000 | 8,490,000 |
| Equity capital | 7,701,000 | 6,329,000 | 6,437,000 | 5,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 904,000 | 1,821,000 | 2,781,000 | 3,751,000 |
| Interest expense | 241,000 | 477,000 | 709,000 | 944,000 |
| Net interest income | 663,000 | 1,344,000 | 2,072,000 | 2,807,000 |
| Noninterest income | 130,000 | 259,000 | 470,000 | 598,000 |
| Noninterest expense | 592,000 | 1,190,000 | 1,820,000 | 2,455,000 |
| Provision for loan losses | 0 | 0 | 0 | 594,000 |
| Pretax income | 227,000 | 326,000 | 668,000 | 333,000 |
| Income tax | 39,000 | 26,000 | 148,000 | 4,000 |
| Net income | 188,000 | 300,000 | 520,000 | 329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,961,000 | 8,037,000 | 8,236,000 | 7,985,000 |
| Total capital | 8,785,000 | 8,886,000 | 9,132,000 | 8,919,000 |
| Risk-weighted assets | 65,666,000 | 67,686,000 | 71,527,000 | 74,401,000 |