Call reports 2012
PEOPLES SAVINGS BANK — 2012
What PEOPLES SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 93,116,000 | 94,171,000 | 93,144,000 | 101,891,000 |
| Total loans | 45,258,000 | 44,489,000 | 47,075,000 | 51,165,000 |
| Allowance for loan losses | 990,000 | 1,068,000 | 1,122,000 | 1,024,000 |
| Securities available for sale | 41,815,000 | 44,022,000 | 39,109,000 | 43,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,326,000 | 74,820,000 | 74,374,000 | 75,032,000 |
| Interest-bearing deposits | 66,884,000 | 67,855,000 | 66,596,000 | 65,359,000 |
| Noninterest-bearing deposits | 7,442,000 | 6,965,000 | 7,778,000 | 9,673,000 |
| Equity capital | 7,242,000 | 7,443,000 | 7,656,000 | 7,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 984,000 | 1,990,000 | 2,888,000 | 3,799,000 |
| Interest expense | 280,000 | 554,000 | 815,000 | 1,069,000 |
| Net interest income | 704,000 | 1,436,000 | 2,073,000 | 2,730,000 |
| Noninterest income | 134,000 | 270,000 | 473,000 | 633,000 |
| Noninterest expense | 600,000 | 1,248,000 | 1,880,000 | 2,446,000 |
| Provision for loan losses | 30,000 | 441,000 | 500,000 | 500,000 |
| Pretax income | 504,000 | 502,000 | 947,000 | 1,344,000 |
| Income tax | 192,000 | 114,000 | 260,000 | 385,000 |
| Net income | 312,000 | 388,000 | 687,000 | 959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,233,000 | 7,316,000 | 7,584,000 | 7,809,000 |
| Total capital | 7,981,000 | 8,035,000 | 8,360,000 | 8,649,000 |
| Risk-weighted assets | 59,621,000 | 57,170,000 | 61,752,000 | 67,040,000 |