Call reports 2011
PEOPLES SAVINGS BANK — 2011
What PEOPLES SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 92,966,000 | 95,453,000 | 94,658,000 | 93,523,000 |
| Total loans | 47,775,000 | 46,894,000 | 46,234,000 | 49,652,000 |
| Allowance for loan losses | 377,000 | 927,000 | 949,000 | 979,000 |
| Securities available for sale | 39,112,000 | 42,305,000 | 41,667,000 | 36,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,497,000 | 73,282,000 | 71,750,000 | 74,501,000 |
| Interest-bearing deposits | 66,728,000 | 67,701,000 | 65,839,000 | 67,483,000 |
| Noninterest-bearing deposits | 5,769,000 | 5,581,000 | 5,911,000 | 7,018,000 |
| Equity capital | 6,770,000 | 6,506,000 | 6,915,000 | 6,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,153,000 | 2,296,000 | 3,386,000 | 4,463,000 |
| Interest expense | 360,000 | 700,000 | 1,027,000 | 1,332,000 |
| Net interest income | 793,000 | 1,596,000 | 2,359,000 | 3,131,000 |
| Noninterest income | 124,000 | 290,000 | 490,000 | 602,000 |
| Noninterest expense | 595,000 | 1,189,000 | 1,861,000 | 2,449,000 |
| Provision for loan losses | 20,000 | 1,468,000 | 1,579,000 | 1,609,000 |
| Pretax income | 341,000 | -909,000 | -601,000 | -8,000 |
| Income tax | 87,000 | -423,000 | -336,000 | -138,000 |
| Net income | 254,000 | -486,000 | -265,000 | 130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,044,000 | 6,285,000 | 6,512,000 | 6,913,000 |
| Total capital | 7,421,000 | 7,014,000 | 7,235,000 | 7,677,000 |
| Risk-weighted assets | 59,896,000 | 58,125,000 | 57,647,000 | 60,915,000 |