Call reports 2010
PEOPLES SAVINGS BANK — 2010
What PEOPLES SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 83,929,000 | 86,557,000 | 92,531,000 | 97,708,000 |
| Total loans | 41,471,000 | 43,864,000 | 44,903,000 | 49,781,000 |
| Allowance for loan losses | 331,000 | 357,000 | 336,000 | 357,000 |
| Securities available for sale | 35,632,000 | 36,013,000 | 40,023,000 | 40,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,268,000 | 67,273,000 | 65,445,000 | 68,307,000 |
| Interest-bearing deposits | 60,921,000 | 62,325,000 | 60,039,000 | 62,168,000 |
| Noninterest-bearing deposits | 5,347,000 | 4,948,000 | 5,406,000 | 6,139,000 |
| Equity capital | 5,938,000 | 6,562,000 | 6,958,000 | 6,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,036,000 | 2,139,000 | 3,217,000 | 4,391,000 |
| Interest expense | 448,000 | 902,000 | 1,336,000 | 1,723,000 |
| Net interest income | 588,000 | 1,237,000 | 1,881,000 | 2,668,000 |
| Noninterest income | 107,000 | 241,000 | 400,000 | 566,000 |
| Noninterest expense | 503,000 | 1,015,000 | 1,529,000 | 2,072,000 |
| Provision for loan losses | 15,000 | 42,000 | 57,000 | 82,000 |
| Pretax income | 181,000 | 407,000 | 731,000 | 1,159,000 |
| Income tax | 30,000 | 80,000 | 172,000 | 292,000 |
| Net income | 151,000 | 327,000 | 559,000 | 867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,200,000 | 6,358,000 | 6,551,000 | 6,833,000 |
| Total capital | 6,531,000 | 6,715,000 | 6,887,000 | 7,190,000 |
| Risk-weighted assets | 52,210,000 | 53,296,000 | 57,474,000 | 63,449,000 |