Call reports 2009
PEOPLES SAVINGS BANK — 2009
What PEOPLES SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 75,649,000 | 76,183,000 | 79,125,000 | 82,732,000 |
| Total loans | 37,855,000 | 38,201,000 | 39,999,000 | 42,237,000 |
| Allowance for loan losses | 239,000 | 263,000 | 273,000 | 312,000 |
| Securities available for sale | 30,464,000 | 31,007,000 | 29,514,000 | 34,023,000 |
| Securities held to maturity | 667,000 | 668,000 | 670,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,534,000 | 57,573,000 | 60,819,000 | 63,533,000 |
| Interest-bearing deposits | 52,084,000 | 53,434,000 | 54,142,000 | 57,613,000 |
| Noninterest-bearing deposits | 4,450,000 | 4,139,000 | 6,677,000 | 5,920,000 |
| Equity capital | 5,070,000 | 5,081,000 | 5,959,000 | 5,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,028,000 | 2,100,000 | 3,146,000 | 4,179,000 |
| Interest expense | 532,000 | 1,050,000 | 1,546,000 | 2,006,000 |
| Net interest income | 496,000 | 1,050,000 | 1,600,000 | 2,173,000 |
| Noninterest income | 113,000 | 239,000 | 420,000 | 553,000 |
| Noninterest expense | 462,000 | 968,000 | 1,511,000 | 2,056,000 |
| Provision for loan losses | 15,000 | 30,000 | 218,000 | 253,000 |
| Pretax income | 132,000 | 288,000 | 289,000 | 464,000 |
| Income tax | 7,000 | 28,000 | -11,000 | 18,000 |
| Net income | 125,000 | 260,000 | 300,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,899,000 | 6,009,000 | 6,016,000 | 6,092,000 |
| Total capital | 6,138,000 | 6,272,000 | 6,289,000 | 6,404,000 |
| Risk-weighted assets | 49,356,000 | 49,715,000 | 51,364,000 | 53,508,000 |