Call reports 2008
PEOPLES SAVINGS BANK — 2008
What PEOPLES SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 65,836,000 | 69,261,000 | 73,329,000 | 75,070,000 |
| Total loans | 31,182,000 | 33,335,000 | 37,996,000 | 39,553,000 |
| Allowance for loan losses | 327,000 | 268,000 | 271,000 | 307,000 |
| Securities available for sale | 27,288,000 | 27,840,000 | 27,241,000 | 26,405,000 |
| Securities held to maturity | 1,619,000 | 1,103,000 | 1,105,000 | 666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,185,000 | 44,001,000 | 50,773,000 | 55,335,000 |
| Interest-bearing deposits | 38,341,000 | 38,972,000 | 45,756,000 | 48,983,000 |
| Noninterest-bearing deposits | 4,844,000 | 5,029,000 | 5,017,000 | 6,352,000 |
| Equity capital | 5,543,000 | 5,162,000 | 4,791,000 | 4,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 925,000 | 1,869,000 | 2,895,000 | 4,011,000 |
| Interest expense | 535,000 | 1,064,000 | 1,642,000 | 2,234,000 |
| Net interest income | 390,000 | 805,000 | 1,253,000 | 1,777,000 |
| Noninterest income | 120,000 | 231,000 | 407,000 | 581,000 |
| Noninterest expense | 326,000 | 695,000 | 1,155,000 | 1,612,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 177,000 | 349,000 | 315,000 | 411,000 |
| Income tax | 34,000 | 55,000 | 74,000 | -31,000 |
| Net income | 143,000 | 294,000 | 241,000 | 442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,665,000 | 5,753,000 | 5,648,000 | 5,787,000 |
| Total capital | 5,992,000 | 6,021,000 | 5,919,000 | 6,094,000 |
| Risk-weighted assets | 38,728,000 | 42,666,000 | 47,567,000 | 49,085,000 |