Call reports 2007
PEOPLES SAVINGS BANK — 2007
What PEOPLES SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 57,745,000 | 58,519,000 | 60,581,000 | 64,623,000 |
| Total loans | 29,257,000 | 31,253,000 | 31,748,000 | 32,779,000 |
| Allowance for loan losses | 311,000 | 333,000 | 327,000 | 326,000 |
| Securities available for sale | 16,519,000 | 16,141,000 | 17,466,000 | 20,105,000 |
| Securities held to maturity | 7,443,000 | 6,614,000 | 6,620,000 | 6,651,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,505,000 | 35,485,000 | 38,052,000 | 41,033,000 |
| Interest-bearing deposits | 32,012,000 | 32,040,000 | 34,361,000 | 35,794,000 |
| Noninterest-bearing deposits | 3,493,000 | 3,445,000 | 3,691,000 | 5,239,000 |
| Equity capital | 5,111,000 | 4,967,000 | 5,224,000 | 5,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,736,000 | 2,650,000 | 3,573,000 |
| Interest expense | 498,000 | 1,020,000 | 1,562,000 | 2,125,000 |
| Net interest income | 327,000 | 716,000 | 1,088,000 | 1,448,000 |
| Noninterest income | 120,000 | 226,000 | 349,000 | 418,000 |
| Noninterest expense | 326,000 | 664,000 | 1,001,000 | 1,303,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 16,000 | 157,000 | 315,000 | 435,000 |
| Income tax | -25,000 | 7,000 | 29,000 | 60,000 |
| Net income | 41,000 | 150,000 | 286,000 | 375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,351,000 | 5,424,000 | 5,526,000 | 5,577,000 |
| Total capital | 5,662,000 | 5,757,000 | 5,853,000 | 5,903,000 |
| Risk-weighted assets | 36,009,000 | 37,640,000 | 38,777,000 | 40,266,000 |