Call reports 2006
PEOPLES SAVINGS BANK — 2006
What PEOPLES SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 54,697,000 | 56,628,000 | 60,143,000 | 58,067,000 |
| Total loans | 25,633,000 | 27,333,000 | 29,565,000 | 29,494,000 |
| Allowance for loan losses | 316,000 | 316,000 | 308,000 | 308,000 |
| Securities available for sale | 16,734,000 | 16,455,000 | 17,180,000 | 16,540,000 |
| Securities held to maturity | 8,175,000 | 8,181,000 | 8,186,000 | 7,437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,192,000 | 33,578,000 | 34,476,000 | 35,388,000 |
| Interest-bearing deposits | 28,452,000 | 29,803,000 | 30,453,000 | 30,526,000 |
| Noninterest-bearing deposits | 3,740,000 | 3,775,000 | 4,023,000 | 4,862,000 |
| Equity capital | 4,562,000 | 4,424,000 | 4,785,000 | 5,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 712,000 | 1,479,000 | 2,262,000 | 3,074,000 |
| Interest expense | 362,000 | 772,000 | 1,258,000 | 1,757,000 |
| Net interest income | 350,000 | 707,000 | 1,004,000 | 1,317,000 |
| Noninterest income | 94,000 | 192,000 | 307,000 | 421,000 |
| Noninterest expense | 326,000 | 661,000 | 976,000 | 1,304,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 103,000 | 163,000 | 260,000 | 344,000 |
| Income tax | 5,000 | -7,000 | 5,000 | 11,000 |
| Net income | 98,000 | 170,000 | 255,000 | 333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,922,000 | 4,979,000 | 4,982,000 | 5,305,000 |
| Total capital | 5,238,000 | 5,295,000 | 5,290,000 | 5,613,000 |
| Risk-weighted assets | 33,704,000 | 34,607,000 | 36,743,000 | 35,923,000 |