Call reports 2002
PEOPLES SAVINGS BANK — 2002
What PEOPLES SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 42,839,000 | 43,153,000 | 45,307,000 | 44,049,000 |
| Total loans | 23,458,000 | 24,646,000 | 25,689,000 | 24,854,000 |
| Allowance for loan losses | 326,000 | 328,000 | 334,000 | 318,000 |
| Securities available for sale | 15,748,000 | 15,522,000 | 16,063,000 | 15,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,202,000 | 31,818,000 | 32,119,000 | 32,286,000 |
| Interest-bearing deposits | 29,751,000 | 28,447,000 | 29,205,000 | 28,840,000 |
| Noninterest-bearing deposits | 3,451,000 | 3,371,000 | 2,914,000 | 3,446,000 |
| Equity capital | 3,465,000 | 3,739,000 | 3,988,000 | 4,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 680,000 | 1,372,000 | 2,082,000 | 2,780,000 |
| Interest expense | 321,000 | 618,000 | 908,000 | 1,192,000 |
| Net interest income | 359,000 | 754,000 | 1,174,000 | 1,588,000 |
| Noninterest income | 93,000 | 177,000 | 272,000 | 381,000 |
| Noninterest expense | 252,000 | 522,000 | 802,000 | 1,106,000 |
| Provision for loan losses | 0 | 2,000 | 8,000 | 14,000 |
| Pretax income | 200,000 | 407,000 | 636,000 | 849,000 |
| Income tax | 44,000 | 100,000 | 156,000 | 205,000 |
| Net income | 156,000 | 307,000 | 480,000 | 644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,149,000 | 3,258,000 | 3,399,000 | 3,531,000 |
| Total capital | 3,475,000 | 3,586,000 | 3,733,000 | 3,849,000 |
| Risk-weighted assets | 26,876,000 | 27,541,000 | 28,697,000 | 28,281,000 |