Call reports 2001
PEOPLES SAVINGS BANK — 2001
What PEOPLES SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 38,507,000 | 38,867,000 | 40,990,000 | 42,321,000 |
| Total loans | 23,026,000 | 23,450,000 | 24,397,000 | 22,866,000 |
| Allowance for loan losses | 328,000 | 327,000 | 329,000 | 324,000 |
| Securities available for sale | 11,618,000 | 11,913,000 | 13,530,000 | 15,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,925,000 | 30,286,000 | 31,601,000 | 33,637,000 |
| Interest-bearing deposits | 25,420,000 | 26,266,000 | 27,934,000 | 28,855,000 |
| Noninterest-bearing deposits | 3,505,000 | 4,020,000 | 3,667,000 | 4,782,000 |
| Equity capital | 3,249,000 | 3,264,000 | 3,407,000 | 3,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 684,000 | 1,384,000 | 2,119,000 | 2,821,000 |
| Interest expense | 375,000 | 757,000 | 1,142,000 | 1,516,000 |
| Net interest income | 309,000 | 627,000 | 977,000 | 1,305,000 |
| Noninterest income | 87,000 | 168,000 | 252,000 | 342,000 |
| Noninterest expense | 253,000 | 501,000 | 758,000 | 1,020,000 |
| Provision for loan losses | 0 | 3,000 | 5,000 | 5,000 |
| Pretax income | 143,000 | 291,000 | 466,000 | 622,000 |
| Income tax | 32,000 | 68,000 | 107,000 | 142,000 |
| Net income | 111,000 | 223,000 | 359,000 | 480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,808,000 | 2,841,000 | 2,897,000 | 3,010,000 |
| Total capital | 3,133,000 | 3,168,000 | 3,226,000 | 3,334,000 |
| Risk-weighted assets | 25,976,000 | 26,206,000 | 27,379,000 | 26,369,000 |