Call reports 2011
MAROA FORSYTH COMMUNITY BANK — 2011
What MAROA FORSYTH COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Total assets | 20,464,000 | 19,623,000 |
| Total loans | 8,563,000 | 8,220,000 |
| Allowance for loan losses | 89,000 | 219,000 |
| Securities available for sale | 8,097,000 | 8,172,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 17,494,000 | 16,726,000 |
| Interest-bearing deposits | 14,280,000 | 13,705,000 |
| Noninterest-bearing deposits | 3,214,000 | 3,021,000 |
| Equity capital | 2,897,000 | 2,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Interest income | 208,000 | 394,000 |
| Interest expense | 22,000 | 38,000 |
| Net interest income | 186,000 | 356,000 |
| Noninterest income | 52,000 | 94,000 |
| Noninterest expense | 211,000 | 409,000 |
| Provision for loan losses | 0 | 130,000 |
| Pretax income | 27,000 | -15,000 |
| Income tax | 0 | 0 |
| Net income | 27,000 | -15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Tier 1 capital | 2,588,000 | 2,535,000 |
| Total capital | 2,677,000 | 2,754,000 |
| Risk-weighted assets | 13,723,000 | 13,647,000 |