Call reports 2006
MAROA FORSYTH COMMUNITY BANK — 2006
What MAROA FORSYTH COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 19,437,000 | 18,686,000 | 23,243,000 | 19,999,000 |
| Total loans | 10,171,000 | 10,829,000 | 10,832,000 | 11,379,000 |
| Allowance for loan losses | 93,000 | 91,000 | 92,000 | 92,000 |
| Securities available for sale | 7,099,000 | 6,620,000 | 8,607,000 | 6,516,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,311,000 | 14,785,000 | 18,133,000 | 16,838,000 |
| Interest-bearing deposits | 11,878,000 | 12,273,000 | 15,000,000 | 13,521,000 |
| Noninterest-bearing deposits | 3,433,000 | 2,512,000 | 3,133,000 | 3,317,000 |
| Equity capital | 2,382,000 | 2,312,000 | 2,420,000 | 2,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 280,000 | 559,000 | 881,000 | 1,203,000 |
| Interest expense | 61,000 | 133,000 | 213,000 | 298,000 |
| Net interest income | 219,000 | 426,000 | 668,000 | 905,000 |
| Noninterest income | 60,000 | 124,000 | 189,000 | 254,000 |
| Noninterest expense | 252,000 | 508,000 | 751,000 | 1,003,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 27,000 | 42,000 | 106,000 | 156,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | 42,000 | 106,000 | 156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,344,000 | 2,340,000 | 2,375,000 | 2,399,000 |
| Total capital | 2,437,000 | 2,431,000 | 2,467,000 | 2,491,000 |
| Risk-weighted assets | 11,549,000 | 11,819,000 | 12,779,000 | 12,447,000 |