Call reports 2002
MAROA FORSYTH COMMUNITY BANK — 2002
What MAROA FORSYTH COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 18,560,000 | 16,955,000 | 18,795,000 | 19,551,000 |
| Total loans | 9,342,000 | 8,962,000 | 9,141,000 | 9,871,000 |
| Allowance for loan losses | 104,000 | 92,000 | 94,000 | 102,000 |
| Securities available for sale | 6,020,000 | 5,976,000 | 6,812,000 | 4,523,000 |
| Securities held to maturity | 359,000 | 356,000 | 201,000 | 195,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,468,000 | 13,997,000 | 15,012,000 | 16,504,000 |
| Interest-bearing deposits | 13,754,000 | 11,973,000 | 12,814,000 | 12,802,000 |
| Noninterest-bearing deposits | 1,714,000 | 2,024,000 | 2,198,000 | 3,702,000 |
| Equity capital | 2,254,000 | 2,354,000 | 2,459,000 | 2,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 301,000 | 591,000 | 889,000 | 1,204,000 |
| Interest expense | 115,000 | 205,000 | 293,000 | 379,000 |
| Net interest income | 186,000 | 386,000 | 596,000 | 825,000 |
| Noninterest income | 80,000 | 126,000 | 201,000 | 289,000 |
| Noninterest expense | 236,000 | 460,000 | 683,000 | 914,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 40,000 |
| Pretax income | 30,000 | 27,000 | 89,000 | 200,000 |
| Income tax | -11,000 | -11,000 | -11,000 | -12,000 |
| Net income | 41,000 | 38,000 | 100,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,016,000 | 2,014,000 | 2,044,000 | 2,100,000 |
| Total capital | 2,120,000 | 2,106,000 | 2,138,000 | 2,202,000 |
| Risk-weighted assets | 10,503,000 | 9,843,000 | 10,301,000 | 10,822,000 |