Call reports 2001
MAROA FORSYTH COMMUNITY BANK — 2001
What MAROA FORSYTH COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,328,000 | 19,018,000 | 18,991,000 | 18,839,000 |
| Total loans | 9,308,000 | 9,332,000 | 9,377,000 | 9,817,000 |
| Allowance for loan losses | 103,000 | 103,000 | 105,000 | 104,000 |
| Securities available for sale | 5,782,000 | 4,245,000 | 4,735,000 | 6,054,000 |
| Securities held to maturity | 623,000 | 744,000 | 737,000 | 490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,633,000 | 15,809,000 | 15,345,000 | 15,259,000 |
| Interest-bearing deposits | 12,718,000 | 13,838,000 | 13,507,000 | 12,895,000 |
| Noninterest-bearing deposits | 1,915,000 | 1,971,000 | 1,838,000 | 2,364,000 |
| Equity capital | 2,214,000 | 2,217,000 | 2,293,000 | 2,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 317,000 | 632,000 | 976,000 | 1,295,000 |
| Interest expense | 143,000 | 287,000 | 448,000 | 589,000 |
| Net interest income | 174,000 | 345,000 | 528,000 | 706,000 |
| Noninterest income | 30,000 | 68,000 | 114,000 | 180,000 |
| Noninterest expense | 203,000 | 414,000 | 613,000 | 812,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,000 | 6,000 | 36,000 | 81,000 |
| Income tax | 1,000 | 4,000 | 0 | 10,000 |
| Net income | 0 | 2,000 | 36,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,940,000 | 1,948,000 | 1,981,000 | 1,972,000 |
| Total capital | 2,043,000 | 2,051,000 | 2,086,000 | 2,076,000 |
| Risk-weighted assets | 10,311,000 | 10,708,000 | 10,953,000 | 10,997,000 |