Call reports 2025
UNITED BANK OF IOWA — 2025
What UNITED BANK OF IOWA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,481,124,000 | 2,416,838,000 | 2,484,418,000 | 2,480,897,000 |
| Total loans | 1,573,099,000 | 1,597,482,000 | 1,622,673,000 | 1,641,937,000 |
| Allowance for loan losses | 21,814,000 | 22,130,000 | 22,356,000 | 22,519,000 |
| Securities available for sale | 481,252,000 | 484,929,000 | 473,546,000 | 476,544,000 |
| Securities held to maturity | 178,283,000 | 170,292,000 | 173,224,000 | 175,930,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,957,033,000 | 1,887,477,000 | 1,937,143,000 | 1,945,663,000 |
| Interest-bearing deposits | 1,596,105,000 | 1,572,341,000 | 1,615,356,000 | 1,591,854,000 |
| Noninterest-bearing deposits | 360,928,000 | 315,136,000 | 321,787,000 | 353,809,000 |
| Equity capital | 199,358,000 | 205,534,000 | 217,347,000 | 222,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 28,070,000 | 57,294,000 | 87,136,000 | 117,055,000 |
| Interest expense | 14,039,000 | 28,027,000 | 42,437,000 | 56,263,000 |
| Net interest income | 14,031,000 | 29,267,000 | 44,699,000 | 60,792,000 |
| Noninterest income | 3,193,000 | 6,784,000 | 10,025,000 | 15,541,000 |
| Noninterest expense | 11,092,000 | 22,167,000 | 33,581,000 | 45,368,000 |
| Provision for loan losses | 350,000 | 703,000 | 1,061,000 | 1,418,000 |
| Pretax income | 5,861,000 | 13,261,000 | 20,331,000 | 29,859,000 |
| Income tax | 222,000 | 528,000 | 846,000 | 1,199,000 |
| Net income | 5,639,000 | 12,733,000 | 19,485,000 | 28,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 244,298,000 | 248,122,000 | 253,245,000 | 255,734,000 |