Call reports 2024
UNITED BANK OF IOWA — 2024
What UNITED BANK OF IOWA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,429,919,000 | 2,392,244,000 | 2,452,572,000 | 2,407,498,000 |
| Total loans | 1,560,882,000 | 1,552,156,000 | 1,550,301,000 | 1,575,820,000 |
| Allowance for loan losses | 20,312,000 | 20,952,000 | 21,185,000 | 21,466,000 |
| Securities available for sale | 478,356,000 | 468,962,000 | 480,561,000 | 470,368,000 |
| Securities held to maturity | 175,583,000 | 163,376,000 | 168,624,000 | 172,333,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,885,354,000 | 1,849,956,000 | 1,896,695,000 | 1,891,046,000 |
| Interest-bearing deposits | 1,547,235,000 | 1,532,415,000 | 1,569,060,000 | 1,554,557,000 |
| Noninterest-bearing deposits | 338,119,000 | 317,541,000 | 327,635,000 | 336,489,000 |
| Equity capital | 177,041,000 | 179,430,000 | 197,059,000 | 187,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 28,008,000 | 56,388,000 | 85,139,000 | 113,685,000 |
| Interest expense | 15,376,000 | 31,251,000 | 47,580,000 | 62,864,000 |
| Net interest income | 12,632,000 | 25,137,000 | 37,559,000 | 50,821,000 |
| Noninterest income | 2,940,000 | 5,689,000 | 8,511,000 | 13,545,000 |
| Noninterest expense | 10,002,000 | 20,180,000 | 31,183,000 | 42,044,000 |
| Provision for loan losses | 348,000 | 696,000 | 1,048,000 | 1,404,000 |
| Pretax income | 5,239,000 | 9,938,000 | 13,844,000 | 20,930,000 |
| Income tax | 246,000 | 470,000 | 659,000 | 754,000 |
| Net income | 4,993,000 | 9,468,000 | 13,185,000 | 20,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 231,714,000 | 233,523,000 | 235,067,000 | 239,576,000 |