Call reports 2023
UNITED BANK OF IOWA — 2023
What UNITED BANK OF IOWA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,316,503,000 | 2,350,040,000 | 2,402,718,000 | 2,420,570,000 |
| Total loans | 1,494,468,000 | 1,517,591,000 | 1,568,475,000 | 1,588,802,000 |
| Allowance for loan losses | 20,955,000 | 21,148,000 | 21,107,000 | 20,337,000 |
| Securities available for sale | 530,026,000 | 520,633,000 | 485,988,000 | 492,952,000 |
| Securities held to maturity | 142,838,000 | 145,096,000 | 152,570,000 | 176,564,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,833,949,000 | 1,803,859,000 | 1,851,216,000 | 1,852,741,000 |
| Interest-bearing deposits | 1,470,024,000 | 1,451,657,000 | 1,510,013,000 | 1,498,882,000 |
| Noninterest-bearing deposits | 363,925,000 | 352,202,000 | 341,203,000 | 353,859,000 |
| Equity capital | 171,129,000 | 165,546,000 | 148,172,000 | 175,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 22,257,000 | 46,445,000 | 71,984,000 | 99,612,000 |
| Interest expense | 8,752,000 | 20,239,000 | 33,240,000 | 47,907,000 |
| Net interest income | 13,505,000 | 26,206,000 | 38,744,000 | 51,705,000 |
| Noninterest income | 2,818,000 | 5,517,000 | 8,607,000 | 11,495,000 |
| Noninterest expense | 9,244,000 | 19,340,000 | 29,410,000 | 38,567,000 |
| Provision for loan losses | 148,000 | 297,000 | 449,000 | 600,000 |
| Pretax income | 6,962,000 | 12,125,000 | 17,542,000 | 24,119,000 |
| Income tax | 287,000 | 605,000 | 776,000 | 1,079,000 |
| Net income | 6,675,000 | 11,520,000 | 16,766,000 | 23,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 221,444,000 | 218,394,000 | 220,285,000 | 226,614,000 |