Call reports 2022
UNITED BANK OF IOWA — 2022
What UNITED BANK OF IOWA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,126,263,000 | 2,136,240,000 | 2,228,187,000 | 2,331,206,000 |
| Total loans | 1,337,932,000 | 1,366,617,000 | 1,438,564,000 | 1,535,361,000 |
| Allowance for loan losses | 20,465,000 | 20,577,000 | 20,883,000 | 20,934,000 |
| Securities available for sale | 483,523,000 | 506,772,000 | 507,538,000 | 517,353,000 |
| Securities held to maturity | 126,861,000 | 133,774,000 | 138,913,000 | 139,605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,821,728,000 | 1,783,280,000 | 1,787,803,000 | 1,801,640,000 |
| Interest-bearing deposits | 1,383,037,000 | 1,383,814,000 | 1,421,499,000 | 1,355,308,000 |
| Noninterest-bearing deposits | 438,691,000 | 399,466,000 | 366,304,000 | 446,332,000 |
| Equity capital | 196,003,000 | 169,475,000 | 157,345,000 | 161,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 15,249,000 | 31,824,000 | 50,246,000 | 71,408,000 |
| Interest expense | 1,574,000 | 3,529,000 | 7,114,000 | 13,340,000 |
| Net interest income | 13,675,000 | 28,295,000 | 43,132,000 | 58,068,000 |
| Noninterest income | 2,768,000 | 5,348,000 | 8,075,000 | 10,748,000 |
| Noninterest expense | 9,951,000 | 20,283,000 | 29,928,000 | 38,756,000 |
| Provision for loan losses | 148,000 | 298,000 | 449,000 | 600,000 |
| Pretax income | 6,455,000 | 13,153,000 | 21,023,000 | 29,741,000 |
| Income tax | 345,000 | 660,000 | 1,006,000 | 1,433,000 |
| Net income | 6,110,000 | 12,493,000 | 20,017,000 | 28,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,499,000 | 208,693,000 | 212,616,000 | 217,603,000 |