Call reports 2021
UNITED BANK OF IOWA — 2021
What UNITED BANK OF IOWA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,956,944,000 | 1,938,777,000 | 1,986,972,000 | 2,102,938,000 |
| Total loans | 1,315,877,000 | 1,294,461,000 | 1,314,462,000 | 1,414,511,000 |
| Allowance for loan losses | 19,717,000 | 19,864,000 | 20,035,000 | 20,287,000 |
| Securities available for sale | 320,725,000 | 375,027,000 | 422,622,000 | 445,779,000 |
| Securities held to maturity | 96,091,000 | 106,011,000 | 107,969,000 | 117,055,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,658,608,000 | 1,635,246,000 | 1,650,228,000 | 1,692,628,000 |
| Interest-bearing deposits | 1,320,601,000 | 1,323,645,000 | 1,327,264,000 | 1,339,528,000 |
| Noninterest-bearing deposits | 338,007,000 | 311,601,000 | 322,964,000 | 353,100,000 |
| Equity capital | 208,333,000 | 212,813,000 | 216,159,000 | 215,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 15,269,000 | 34,658,000 | 52,630,000 | 68,426,000 |
| Interest expense | 2,109,000 | 3,929,000 | 5,632,000 | 7,287,000 |
| Net interest income | 13,160,000 | 30,729,000 | 46,998,000 | 61,139,000 |
| Noninterest income | 2,540,000 | 5,047,000 | 7,676,000 | 10,204,000 |
| Noninterest expense | 8,912,000 | 17,984,000 | 27,235,000 | 36,605,000 |
| Provision for loan losses | 173,000 | 347,000 | 524,000 | 700,000 |
| Pretax income | 6,684,000 | 17,686,000 | 27,479,000 | 34,740,000 |
| Income tax | 364,000 | 833,000 | 1,349,000 | 1,686,000 |
| Net income | 6,320,000 | 16,853,000 | 26,130,000 | 33,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 194,977,000 | 196,941,000 | 203,001,000 | 204,760,000 |