Call reports 2020
UNITED BANK OF IOWA — 2020
What UNITED BANK OF IOWA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,768,302,000 | 1,844,481,000 | 1,850,670,000 | 1,866,595,000 |
| Total loans | 1,283,711,000 | 1,318,601,000 | 1,312,200,000 | 1,305,102,000 |
| Allowance for loan losses | 19,265,000 | 19,112,000 | 19,320,000 | 19,529,000 |
| Securities available for sale | 245,251,000 | 249,432,000 | 254,529,000 | 271,170,000 |
| Securities held to maturity | 82,226,000 | 77,522,000 | 73,531,000 | 86,205,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,430,130,000 | 1,512,975,000 | 1,527,171,000 | 1,551,021,000 |
| Interest-bearing deposits | 1,188,279,000 | 1,237,025,000 | 1,249,497,000 | 1,235,689,000 |
| Noninterest-bearing deposits | 241,851,000 | 275,950,000 | 277,674,000 | 315,332,000 |
| Equity capital | 199,230,000 | 201,443,000 | 204,157,000 | 206,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 17,531,000 | 33,796,000 | 49,857,000 | 65,890,000 |
| Interest expense | 4,580,000 | 8,442,000 | 11,909,000 | 14,820,000 |
| Net interest income | 12,951,000 | 25,354,000 | 37,948,000 | 51,070,000 |
| Noninterest income | 2,713,000 | 4,868,000 | 7,370,000 | 9,643,000 |
| Noninterest expense | 8,687,000 | 17,426,000 | 26,274,000 | 34,329,000 |
| Provision for loan losses | 127,000 | 431,000 | 743,000 | 1,054,000 |
| Pretax income | 7,164,000 | 12,980,000 | 19,380,000 | 26,575,000 |
| Income tax | 360,000 | 648,000 | 924,000 | 1,268,000 |
| Net income | 6,804,000 | 12,332,000 | 18,456,000 | 25,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 180,419,000 | 181,221,000 | 184,774,000 | 188,341,000 |