Call reports 2019
UNITED BANK OF IOWA — 2019
What UNITED BANK OF IOWA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,611,357,000 | 1,641,061,000 | 1,653,828,000 | 1,742,636,000 |
| Total loans | 1,205,366,000 | 1,221,257,000 | 1,243,963,000 | 1,269,330,000 |
| Allowance for loan losses | 19,345,000 | 19,518,000 | 19,421,000 | 19,456,000 |
| Securities available for sale | 201,809,000 | 204,189,000 | 201,510,000 | 246,979,000 |
| Securities held to maturity | 79,328,000 | 80,977,000 | 80,846,000 | 83,913,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,289,591,000 | 1,296,851,000 | 1,306,233,000 | 1,409,060,000 |
| Interest-bearing deposits | 1,070,729,000 | 1,087,421,000 | 1,080,382,000 | 1,172,549,000 |
| Noninterest-bearing deposits | 218,862,000 | 209,430,000 | 225,851,000 | 236,511,000 |
| Equity capital | 187,237,000 | 187,228,000 | 191,209,000 | 191,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 16,619,000 | 34,500,000 | 52,284,000 | 70,189,000 |
| Interest expense | 4,607,000 | 9,825,000 | 15,135,000 | 20,112,000 |
| Net interest income | 12,012,000 | 24,675,000 | 37,149,000 | 50,077,000 |
| Noninterest income | 2,483,000 | 5,000,000 | 7,441,000 | 10,001,000 |
| Noninterest expense | 7,699,000 | 15,832,000 | 23,840,000 | 32,080,000 |
| Provision for loan losses | 150,000 | 302,000 | 455,000 | 657,000 |
| Pretax income | 6,653,000 | 13,544,000 | 20,317,000 | 27,363,000 |
| Income tax | 320,000 | 675,000 | 996,000 | 1,305,000 |
| Net income | 6,333,000 | 12,869,000 | 19,321,000 | 26,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 178,959,000 | 174,272,000 | 177,813,000 | 173,599,000 |
| Total capital | 195,083,000 | 190,640,000 | 194,563,000 | 190,535,000 |
| Risk-weighted assets | 1,286,689,000 | 1,306,297,000 | 1,337,360,000 | 1,352,326,000 |