Call reports 2018
UNITED BANK OF IOWA — 2018
What UNITED BANK OF IOWA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,525,890,000 | 1,513,485,000 | 1,575,952,000 | 1,575,399,000 |
| Total loans | 1,136,875,000 | 1,162,015,000 | 1,200,928,000 | 1,191,122,000 |
| Allowance for loan losses | 18,986,000 | 19,465,000 | 19,429,000 | 19,419,000 |
| Securities available for sale | 179,685,000 | 178,852,000 | 184,745,000 | 190,519,000 |
| Securities held to maturity | 68,975,000 | 72,208,000 | 77,743,000 | 78,843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,216,630,000 | 1,198,992,000 | 1,247,309,000 | 1,260,038,000 |
| Interest-bearing deposits | 1,014,442,000 | 1,003,846,000 | 1,042,534,000 | 1,041,862,000 |
| Noninterest-bearing deposits | 202,188,000 | 195,146,000 | 204,775,000 | 218,176,000 |
| Equity capital | 172,745,000 | 172,562,000 | 175,223,000 | 178,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 14,534,000 | 29,924,000 | 46,001,000 | 62,766,000 |
| Interest expense | 3,130,000 | 6,628,000 | 10,589,000 | 14,959,000 |
| Net interest income | 11,404,000 | 23,296,000 | 35,412,000 | 47,807,000 |
| Noninterest income | 2,237,000 | 4,382,000 | 6,480,000 | 9,167,000 |
| Noninterest expense | 7,121,000 | 14,321,000 | 21,738,000 | 29,138,000 |
| Provision for loan losses | 178,000 | 357,000 | 539,000 | 721,000 |
| Pretax income | 6,353,000 | 13,029,000 | 19,635,000 | 27,158,000 |
| Income tax | 344,000 | 633,000 | 954,000 | 1,270,000 |
| Net income | 6,009,000 | 12,396,000 | 18,681,000 | 25,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 167,447,000 | 167,605,000 | 170,365,000 | 172,486,000 |
| Total capital | 182,575,000 | 183,077,000 | 185,805,000 | 188,486,000 |
| Risk-weighted assets | 1,206,407,000 | 1,233,805,000 | 1,275,684,000 | 1,276,575,000 |