Call reports 2017
UNITED BANK OF IOWA — 2017
What UNITED BANK OF IOWA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,426,494,000 | 1,422,687,000 | 1,464,688,000 | 1,490,031,000 |
| Total loans | 1,072,703,000 | 1,091,847,000 | 1,108,159,000 | 1,135,408,000 |
| Allowance for loan losses | 18,514,000 | 18,669,000 | 18,737,000 | 18,830,000 |
| Securities available for sale | 171,384,000 | 171,165,000 | 180,361,000 | 178,611,000 |
| Securities held to maturity | 60,246,000 | 59,366,000 | 60,794,000 | 67,725,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,170,183,000 | 1,138,715,000 | 1,166,493,000 | 1,172,902,000 |
| Interest-bearing deposits | 960,672,000 | 947,475,000 | 980,087,000 | 970,852,000 |
| Noninterest-bearing deposits | 209,511,000 | 191,240,000 | 186,406,000 | 202,050,000 |
| Equity capital | 162,465,000 | 162,426,000 | 165,553,000 | 168,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 12,956,000 | 26,509,000 | 40,348,000 | 54,907,000 |
| Interest expense | 2,254,000 | 4,707,000 | 7,406,000 | 10,320,000 |
| Net interest income | 10,702,000 | 21,802,000 | 32,942,000 | 44,587,000 |
| Noninterest income | 2,010,000 | 4,267,000 | 6,727,000 | 9,036,000 |
| Noninterest expense | 6,696,000 | 13,283,000 | 20,172,000 | 27,227,000 |
| Provision for loan losses | 180,000 | 361,000 | 545,000 | 728,000 |
| Pretax income | 5,845,000 | 12,463,000 | 19,016,000 | 25,728,000 |
| Income tax | 221,000 | 614,000 | 944,000 | 1,210,000 |
| Net income | 5,624,000 | 11,849,000 | 18,072,000 | 24,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,491,000 | 154,772,000 | 158,161,000 | 161,676,000 |
| Total capital | 169,878,000 | 169,479,000 | 172,958,000 | 176,898,000 |
| Risk-weighted assets | 1,146,870,000 | 1,172,629,000 | 1,179,862,000 | 1,214,168,000 |