Call reports 2016
UNITED BANK OF IOWA — 2016
What UNITED BANK OF IOWA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,368,322,000 | 1,375,267,000 | 1,396,061,000 | 1,402,559,000 |
| Total loans | 1,091,831,000 | 1,073,411,000 | 1,077,421,000 | 1,069,943,000 |
| Allowance for loan losses | 18,275,000 | 18,468,000 | 18,343,000 | 18,513,000 |
| Securities available for sale | 97,029,000 | 120,041,000 | 139,731,000 | 153,055,000 |
| Securities held to maturity | 50,034,000 | 48,653,000 | 49,995,000 | 56,920,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,106,584,000 | 1,118,434,000 | 1,139,016,000 | 1,147,569,000 |
| Interest-bearing deposits | 974,184,000 | 988,110,000 | 956,901,000 | 940,517,000 |
| Noninterest-bearing deposits | 132,400,000 | 130,324,000 | 182,115,000 | 207,052,000 |
| Equity capital | 154,957,000 | 154,921,000 | 157,320,000 | 156,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,949,000 | 25,813,000 | 38,508,000 | 51,095,000 |
| Interest expense | 1,984,000 | 4,115,000 | 6,309,000 | 8,528,000 |
| Net interest income | 10,965,000 | 21,698,000 | 32,199,000 | 42,567,000 |
| Noninterest income | 1,975,000 | 4,462,000 | 6,661,000 | 8,673,000 |
| Noninterest expense | 6,354,000 | 13,005,000 | 20,211,000 | 27,222,000 |
| Provision for loan losses | 275,000 | 549,000 | 827,000 | 1,104,000 |
| Pretax income | 6,314,000 | 12,609,000 | 17,825,000 | 22,932,000 |
| Income tax | 285,000 | 598,000 | 880,000 | 1,050,000 |
| Net income | 6,029,000 | 12,011,000 | 16,945,000 | 21,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,708,000 | 146,258,000 | 148,843,000 | 150,190,000 |
| Total capital | 161,141,000 | 160,478,000 | 163,290,000 | 164,618,000 |
| Risk-weighted assets | 1,150,796,000 | 1,133,345,000 | 1,151,870,000 | 1,150,166,000 |