Call reports 2015
UNITED BANK OF IOWA — 2015
What UNITED BANK OF IOWA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,299,914,000 | 1,288,586,000 | 1,323,256,000 | 1,329,743,000 |
| Total loans | 1,015,524,000 | 1,043,404,000 | 1,066,197,000 | 1,081,138,000 |
| Allowance for loan losses | 17,367,000 | 17,564,000 | 17,871,000 | 18,181,000 |
| Securities available for sale | 99,966,000 | 93,543,000 | 110,596,000 | 100,583,000 |
| Securities held to maturity | 40,766,000 | 39,272,000 | 43,693,000 | 45,221,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,060,683,000 | 1,051,193,000 | 1,068,284,000 | 1,079,166,000 |
| Interest-bearing deposits | 927,047,000 | 928,148,000 | 944,964,000 | 932,413,000 |
| Noninterest-bearing deposits | 133,636,000 | 123,045,000 | 123,320,000 | 146,753,000 |
| Equity capital | 144,586,000 | 143,201,000 | 146,808,000 | 148,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,617,000 | 24,021,000 | 36,592,000 | 49,191,000 |
| Interest expense | 1,858,000 | 3,672,000 | 5,514,000 | 7,414,000 |
| Net interest income | 9,759,000 | 20,349,000 | 31,078,000 | 41,777,000 |
| Noninterest income | 1,844,000 | 3,843,000 | 5,894,000 | 7,987,000 |
| Noninterest expense | 5,929,000 | 12,213,000 | 18,624,000 | 25,222,000 |
| Provision for loan losses | 399,000 | 812,000 | 1,154,000 | 1,338,000 |
| Pretax income | 5,303,000 | 11,196,000 | 17,220,000 | 23,231,000 |
| Income tax | 270,000 | 525,000 | 797,000 | 1,079,000 |
| Net income | 5,033,000 | 10,671,000 | 16,423,000 | 22,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,820,000 | 136,239,000 | 139,173,000 | 141,054,000 |
| Total capital | 150,235,000 | 150,146,000 | 153,472,000 | 155,417,000 |
| Risk-weighted assets | 1,069,248,000 | 1,108,940,000 | 1,140,386,000 | 1,145,227,000 |