Call reports 2014
UNITED BANK OF IOWA — 2014
What UNITED BANK OF IOWA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,276,280,000 | 1,243,580,000 | 1,237,897,000 | 1,270,132,000 |
| Total loans | 1,000,202,000 | 980,238,000 | 1,009,485,000 | 1,024,144,000 |
| Allowance for loan losses | 16,427,000 | 16,590,000 | 16,701,000 | 16,998,000 |
| Securities available for sale | 75,128,000 | 85,476,000 | 78,233,000 | 82,498,000 |
| Securities held to maturity | 29,755,000 | 31,382,000 | 36,041,000 | 38,069,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,033,942,000 | 1,006,342,000 | 992,158,000 | 1,018,867,000 |
| Interest-bearing deposits | 906,171,000 | 893,366,000 | 879,203,000 | 890,223,000 |
| Noninterest-bearing deposits | 127,771,000 | 112,976,000 | 112,955,000 | 128,644,000 |
| Equity capital | 133,210,000 | 132,902,000 | 136,220,000 | 138,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 11,902,000 | 23,815,000 | 35,868,000 | 47,948,000 |
| Interest expense | 1,991,000 | 3,894,000 | 5,755,000 | 7,704,000 |
| Net interest income | 9,911,000 | 19,921,000 | 30,113,000 | 40,244,000 |
| Noninterest income | 1,873,000 | 3,830,000 | 5,906,000 | 7,990,000 |
| Noninterest expense | 5,667,000 | 11,553,000 | 17,691,000 | 23,617,000 |
| Provision for loan losses | 399,000 | 720,000 | 1,037,000 | 1,356,000 |
| Pretax income | 5,718,000 | 11,478,000 | 17,291,000 | 23,349,000 |
| Income tax | 289,000 | 553,000 | 804,000 | 1,094,000 |
| Net income | 5,429,000 | 10,925,000 | 16,487,000 | 22,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,796,000 | 127,908,000 | 130,985,000 | 132,900,000 |
| Total capital | 141,707,000 | 140,631,000 | 144,134,000 | 146,316,000 |
| Risk-weighted assets | 1,032,840,000 | 1,017,881,000 | 1,051,939,000 | 1,073,244,000 |