Call reports 2013
UNITED BANK OF IOWA — 2013
What UNITED BANK OF IOWA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,239,784,000 | 1,202,516,000 | 1,212,806,000 | 1,244,983,000 |
| Total loans | 964,048,000 | 976,363,000 | 1,009,624,000 | 1,036,882,000 |
| Allowance for loan losses | 15,588,000 | 15,518,000 | 15,743,000 | 16,123,000 |
| Securities available for sale | 68,857,000 | 76,408,000 | 77,440,000 | 74,176,000 |
| Securities held to maturity | 14,575,000 | 22,643,000 | 26,101,000 | 29,336,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 996,615,000 | 966,284,000 | 968,082,000 | 1,001,569,000 |
| Interest-bearing deposits | 875,109,000 | 858,163,000 | 859,628,000 | 883,220,000 |
| Noninterest-bearing deposits | 121,506,000 | 108,121,000 | 108,454,000 | 118,349,000 |
| Equity capital | 127,197,000 | 122,939,000 | 125,645,000 | 126,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,776,000 | 23,677,000 | 35,855,000 | 48,162,000 |
| Interest expense | 2,493,000 | 4,811,000 | 6,979,000 | 9,088,000 |
| Net interest income | 9,283,000 | 18,866,000 | 28,876,000 | 39,074,000 |
| Noninterest income | 1,940,000 | 3,805,000 | 5,695,000 | 7,830,000 |
| Noninterest expense | 5,768,000 | 11,806,000 | 17,509,000 | 23,868,000 |
| Provision for loan losses | 495,000 | 949,000 | 1,317,000 | 1,687,000 |
| Pretax income | 4,960,000 | 10,038,000 | 15,867,000 | 21,512,000 |
| Income tax | 267,000 | 506,000 | 778,000 | 1,076,000 |
| Net income | 4,693,000 | 9,532,000 | 15,089,000 | 20,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,138,000 | 118,153,000 | 121,283,000 | 123,325,000 |
| Total capital | 132,272,000 | 130,616,000 | 134,241,000 | 136,760,000 |
| Risk-weighted assets | 970,900,000 | 997,044,000 | 1,036,668,000 | 1,074,738,000 |