Call reports 2012
UNITED BANK OF IOWA — 2012
What UNITED BANK OF IOWA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,173,803,000 | 1,172,357,000 | 1,194,716,000 | 1,216,747,000 |
| Total loans | 929,287,000 | 954,026,000 | 963,283,000 | 1,005,319,000 |
| Allowance for loan losses | 13,933,000 | 14,243,000 | 14,735,000 | 15,141,000 |
| Securities available for sale | 48,512,000 | 41,977,000 | 63,386,000 | 62,279,000 |
| Securities held to maturity | 9,723,000 | 8,339,000 | 11,894,000 | 13,102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 943,933,000 | 943,387,000 | 959,961,000 | 976,805,000 |
| Interest-bearing deposits | 836,832,000 | 843,410,000 | 850,913,000 | 850,854,000 |
| Noninterest-bearing deposits | 107,101,000 | 99,977,000 | 109,048,000 | 125,951,000 |
| Equity capital | 119,116,000 | 119,318,000 | 121,367,000 | 123,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 12,497,000 | 24,953,000 | 37,598,000 | 50,092,000 |
| Interest expense | 3,300,000 | 6,253,000 | 9,033,000 | 11,667,000 |
| Net interest income | 9,197,000 | 18,700,000 | 28,565,000 | 38,425,000 |
| Noninterest income | 1,906,000 | 3,688,000 | 5,573,000 | 7,806,000 |
| Noninterest expense | 5,378,000 | 10,990,000 | 15,959,000 | 22,056,000 |
| Provision for loan losses | 576,000 | 1,153,000 | 1,736,000 | 2,318,000 |
| Pretax income | 5,243,000 | 10,444,000 | 16,642,000 | 22,118,000 |
| Income tax | 277,000 | 546,000 | 797,000 | 1,073,000 |
| Net income | 4,966,000 | 9,898,000 | 15,845,000 | 21,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,783,000 | 111,890,000 | 114,033,000 | 115,915,000 |
| Total capital | 123,395,000 | 123,840,000 | 126,210,000 | 128,665,000 |
| Risk-weighted assets | 928,951,000 | 955,991,000 | 974,178,000 | 1,019,998,000 |