Call reports 2011
UNITED BANK OF IOWA — 2011
What UNITED BANK OF IOWA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,131,237,000 | 1,134,119,000 | 1,142,439,000 | 1,153,520,000 |
| Total loans | 909,678,000 | 900,600,000 | 927,772,000 | 937,971,000 |
| Allowance for loan losses | 12,195,000 | 12,577,000 | 13,179,000 | 13,556,000 |
| Securities available for sale | 45,071,000 | 39,752,000 | 38,476,000 | 46,231,000 |
| Securities held to maturity | 11,763,000 | 10,884,000 | 10,287,000 | 10,434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 871,131,000 | 874,677,000 | 885,587,000 | 905,988,000 |
| Interest-bearing deposits | 771,937,000 | 781,514,000 | 799,632,000 | 808,088,000 |
| Noninterest-bearing deposits | 99,194,000 | 93,163,000 | 85,955,000 | 97,900,000 |
| Equity capital | 107,541,000 | 109,649,000 | 111,789,000 | 114,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 13,231,000 | 26,575,000 | 39,969,000 | 53,047,000 |
| Interest expense | 3,829,000 | 7,579,000 | 11,252,000 | 14,764,000 |
| Net interest income | 9,402,000 | 18,996,000 | 28,717,000 | 38,283,000 |
| Noninterest income | 1,766,000 | 3,673,000 | 5,679,000 | 7,559,000 |
| Noninterest expense | 5,350,000 | 10,529,000 | 15,542,000 | 20,851,000 |
| Provision for loan losses | 681,000 | 1,370,000 | 2,066,000 | 2,762,000 |
| Pretax income | 5,137,000 | 10,770,000 | 16,788,000 | 22,229,000 |
| Income tax | 263,000 | 525,000 | 797,000 | 987,000 |
| Net income | 4,874,000 | 10,245,000 | 15,991,000 | 21,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,458,000 | 101,906,000 | 104,125,000 | 106,768,000 |
| Total capital | 111,566,000 | 113,036,000 | 115,676,000 | 118,539,000 |
| Risk-weighted assets | 888,564,000 | 890,437,000 | 924,228,000 | 941,619,000 |