Call reports 2010
UNITED BANK OF IOWA — 2010
What UNITED BANK OF IOWA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 851,829,000 | 854,006,000 | 861,382,000 | 1,111,772,000 |
| Total loans | 664,836,000 | 680,134,000 | 693,054,000 | 905,819,000 |
| Allowance for loan losses | 7,572,000 | 7,472,000 | 7,208,000 | 11,783,000 |
| Securities available for sale | 43,350,000 | 38,137,000 | 40,160,000 | 46,066,000 |
| Securities held to maturity | 10,496,000 | 10,902,000 | 10,430,000 | 11,690,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 639,872,000 | 642,392,000 | 645,604,000 | 847,979,000 |
| Interest-bearing deposits | 584,365,000 | 580,017,000 | 578,580,000 | 749,038,000 |
| Noninterest-bearing deposits | 55,507,000 | 62,375,000 | 67,024,000 | 98,941,000 |
| Equity capital | 77,706,000 | 76,426,000 | 77,592,000 | 102,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 10,356,000 | 21,069,000 | 31,810,000 | 55,486,000 |
| Interest expense | 3,337,000 | 6,567,000 | 9,754,000 | 16,926,000 |
| Net interest income | 7,019,000 | 14,502,000 | 22,056,000 | 38,560,000 |
| Noninterest income | 1,532,000 | 3,032,000 | 4,897,000 | 7,579,000 |
| Noninterest expense | 3,983,000 | 7,956,000 | 12,141,000 | 21,506,000 |
| Provision for loan losses | 444,000 | 893,000 | 1,346,000 | 4,521,000 |
| Pretax income | 4,124,000 | 8,685,000 | 13,466,000 | 20,112,000 |
| Income tax | 211,000 | 435,000 | 671,000 | 2,857,000 |
| Net income | 3,913,000 | 8,250,000 | 12,795,000 | 17,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,323,000 | 69,879,000 | 71,187,000 | 95,545,000 |
| Total capital | 78,895,000 | 77,351,000 | 78,395,000 | 106,691,000 |
| Risk-weighted assets | 653,324,000 | 666,841,000 | 684,022,000 | 891,084,000 |