Call reports 2009
UNITED BANK OF IOWA — 2009
What UNITED BANK OF IOWA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 793,331,000 | 818,579,000 | 830,573,000 | 831,951,000 |
| Total loans | 660,087,000 | 652,148,000 | 656,399,000 | 656,337,000 |
| Allowance for loan losses | 6,512,000 | 6,627,000 | 6,874,000 | 7,406,000 |
| Securities available for sale | 36,998,000 | 33,334,000 | 42,329,000 | 40,852,000 |
| Securities held to maturity | 12,488,000 | 11,618,000 | 10,655,000 | 10,741,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 579,303,000 | 610,853,000 | 631,506,000 | 636,204,000 |
| Interest-bearing deposits | 519,409,000 | 549,219,000 | 570,790,000 | 561,097,000 |
| Noninterest-bearing deposits | 59,894,000 | 61,634,000 | 60,716,000 | 75,107,000 |
| Equity capital | 73,309,000 | 72,758,000 | 72,459,000 | 74,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,883,000 | 21,896,000 | 32,632,000 | 43,468,000 |
| Interest expense | 4,129,000 | 8,184,000 | 12,168,000 | 15,856,000 |
| Net interest income | 6,754,000 | 13,712,000 | 20,464,000 | 27,612,000 |
| Noninterest income | 1,280,000 | 2,939,000 | 4,288,000 | 5,880,000 |
| Noninterest expense | 3,712,000 | 7,891,000 | 11,923,000 | 15,661,000 |
| Provision for loan losses | 470,000 | 1,119,000 | 1,607,000 | 2,335,000 |
| Pretax income | 3,852,000 | 7,658,000 | 11,239,000 | 15,530,000 |
| Income tax | 198,000 | 389,000 | 582,000 | 733,000 |
| Net income | 3,654,000 | 7,269,000 | 10,657,000 | 14,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,793,000 | 66,330,000 | 65,855,000 | 68,374,000 |
| Total capital | 73,305,000 | 72,957,000 | 72,729,000 | 75,780,000 |
| Risk-weighted assets | 642,696,000 | 641,448,000 | 646,112,000 | 651,163,000 |