Call reports 2008
UNITED BANK OF IOWA — 2008
What UNITED BANK OF IOWA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 743,706,000 | 740,415,000 | 762,862,000 | 779,665,000 |
| Total loans | 622,452,000 | 634,316,000 | 644,624,000 | 650,999,000 |
| Allowance for loan losses | 6,169,000 | 6,376,000 | 6,405,000 | 6,496,000 |
| Securities available for sale | 20,831,000 | 35,156,000 | 32,359,000 | 34,974,000 |
| Securities held to maturity | 13,103,000 | 12,456,000 | 12,305,000 | 12,799,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 561,645,000 | 551,948,000 | 554,728,000 | 560,799,000 |
| Interest-bearing deposits | 509,090,000 | 495,880,000 | 494,929,000 | 489,199,000 |
| Noninterest-bearing deposits | 52,555,000 | 56,068,000 | 59,799,000 | 71,600,000 |
| Equity capital | 66,411,000 | 66,536,000 | 67,272,000 | 70,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 11,777,000 | 23,391,000 | 34,710,000 | 45,926,000 |
| Interest expense | 5,853,000 | 11,001,000 | 15,493,000 | 19,826,000 |
| Net interest income | 5,924,000 | 12,390,000 | 19,217,000 | 26,100,000 |
| Noninterest income | 1,242,000 | 2,683,000 | 4,080,000 | 5,503,000 |
| Noninterest expense | 3,181,000 | 6,587,000 | 9,968,000 | 13,897,000 |
| Provision for loan losses | 386,000 | 812,000 | 1,291,000 | 2,181,000 |
| Pretax income | 3,599,000 | 7,674,000 | 12,038,000 | 15,525,000 |
| Income tax | 210,000 | 394,000 | 628,000 | 819,000 |
| Net income | 3,389,000 | 7,280,000 | 11,410,000 | 14,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,718,000 | 60,567,000 | 61,031,000 | 63,367,000 |
| Total capital | 65,887,000 | 66,943,000 | 67,436,000 | 69,863,000 |
| Risk-weighted assets | 622,419,000 | 625,754,000 | 640,681,000 | 643,168,000 |